Jl retirement planner

Plan ContactAddress: PO BOX 1024,,SHEBOYGAN,WIContact person: SANDY KRYWAYPhone: (920) 453-4346Plan General Information JL FRENCH, LLC 401(K) SAVINGS PLAN Total Number of Retirement Plan Participants At the end of 2013, the total number of retirement plan participants in JL FRENCH, LLC 401(K) SAVINGS PLAN is 1745 JL FRENCH, LLC 401(K) SAVINGS PLAN Estimated Average Employee Contribution Amount In 2013, the estimated average employee contribution amount per participant for JL FRENCH, LLC 401(K) SAVINGS PLAN is $2,489.00. JL FRENCH, LLC 401(K) SAVINGS PLAN Estimated Average Employer Match In 2013, the estimated average employer match for an employee in JL FRENCH, LLC 401(K) SAVINGS PLAN is approximately $1,026.00Investing in this additonal $1,026.00 for 20 years would give you extra $65,701.00, assuming a 10% annual return. JL FRENCH, LLC 401(K) SAVINGS PLAN Total Employer Contribution and Match Rate In 2013, JL FRENCH, LLC 401(K) SAVINGS PLAN allocates $1,791,387.00 to match its employees' contributions, providing an employer match rate of 82.46% of their contributionsEnrollment FeaturesJL FRENCH, LLC 401(K) SAVINGS PLAN has the following features: Automatic Enrollment: It provides automatic enrollment with elective contributions deducted from payroll. Default Investments: It uses a default investment account for participants or employees who fail to direct assets in their account. Recent Articles Free newsletters High quality resources for 401k, 403b, 529 retirement plans on investment, contribution, fees, retirement planning and much more … We ask a few questions to decide your personal return and risk expectationsWe build a custom portfolio for your plan (401(k), 403(b), 529 …) or for a brokerage accountWe monitor and send timely rebalance emails on what investment funds to buy and sell ETF or mutual fund income portfolios for 4-7% annual incomeDividend stock fundsPassive real estate investmentsmore …Looking for a (forgotten) 401(k)?Find plan contact info, plan expenses, investment options, rollover your old plan, or learn how to select investments on your 401k plan …

Shawn Plummer, CRPC Retirement Planner and Insurance Agent Shawn Plummer is a licensed Retirement Planner (CRPC), insurance agent, and annuity broker with over 15 years of firsthand experience in annuities and insurance. Since 2009, he has been dedicated to selling and educating Americans about annuities and various insurance products. Shawn began his career training financial advisors at Allianz, a Fortune Global 500 company, where he honed his expertise in the industry.A sought-after voice in retirement planning and insurance, Shawn has been quoted in renowned publications such as Time Magazine, Bloomberg, Entrepreneur, Yahoo! Finance, MSN, SmartAsset, LegalZoom, U.S. News & World Report, Women’s Health Magazine, Forbes, and many more. His mission is to simplify retirement planning and insurance, ensuring that clients understand their choices and secure the best coverage at unbeatable rates.Shawn is the founder of The Annuity Expert, an independent online insurance agency servicing consumers across the United States. Through this platform, he and his team aim to eliminate the guesswork in retirement planning by helping individuals find the best insurance coverage at the most competitive rates.

Test different scenarios and get a general sense of their plan’s robustness.3. Empower Retirement Planner (previously Personal Capital) Empower’s Retirement Planner is part of a larger suite of financial tools offered by the company. It stands out for its ability to integrate directly with your financial accounts, providing a comprehensive and real-time view of your finances.The Retirement Planner uses Monte Carlo simulations to project the likelihood of your retirement plan succeeding. It runs thousands of simulations, taking into account factors like inflation, market volatility, and your specific spending goals, to determine the probability of your plan’s success.One key feature of this tool is its ability to factor in large irregular expenses, like a child’s college education or a major home renovation. It allows for more realistic modeling of future financial needs.The tool also provides a “Retirement Score,” which gives you a quick snapshot of how well your current savings and investment strategy aligns with your retirement goals. Additionally, it offers suggestions for improving your plan, such as adjusting your asset allocation or increasing your savings rate.Pros:Integrates with your actual financial accounts for real-time data and accurate projections.Offers a holistic view of your finances, including investments, savings, and debts.Includes Monte Carlo simulations for more robust projections.Provides actionable suggestions for improving your retirement readiness.Cons:Requires linking your financial accounts, which some users may be uncomfortable with.Some users may have privacy concerns about sharing detailed financial information.Best for: FIRE enthusiasts who want an all-in-one solution for tracking their finances and planning for early retirement and are comfortable linking their financial accounts for more accurate projections. It’s particularly useful for those who want a comprehensive view of their finances and appreciate data-driven suggestions for improvement.4. Boldin(previously NewRetirement) Boldin is a comprehensive retirement planning tool that has gained popularity among FIRE enthusiasts. It offers a range of features, from basic retirement calculations to advanced tax planning, making it suitable for both beginners and advanced users.The tool starts with a detailed questionnaire about your current financial situation, retirement goals, and expectations. Based on this information, it creates a personalized retirement plan and provides a “chance of success” score. What sets Boldin apart is its ability to model complex scenarios and its focus on holistic retirement planning.One of Boldin’s standout features is its tax planning capabilities. It can help you optimize your tax strategy in retirement, including managing withdrawals from different account types (e.g., traditional IRA, Roth IRA, taxable accounts) to minimize your tax burden.The platform also offers a unique “Coach” feature, which provides personalized suggestions for improving your retirement plan. These suggestions are based on your specific financial situation and goals, making them highly relevant and actionable.Pros:Highly detailed and customizable, allowing for complex scenario modeling.Offers both free and paid versions with advanced features like tax optimization.Includes estate planning tools, which are often overlooked in retirement calculators.Provides ongoing education through articles and webinars.Cons:Paid version can be expensive, which might be a barrier for some users.The level of detail may be overwhelming for beginners or those looking for quick

Top 10 Free & Paid Retirement Planning Tools Online Free Retirement Planning Tools 1. Personal Capital 2. Vanguard Retirement Nest Egg Calculator 3. AARP Retirement Calculator 4. Bankrate Retirement Calculator 5. CNN Money Retirement Calculator Paid Retirement Planning Tools 6. WealthTrace 7. MaxiFi Planner 8. OnTrajectory 9. NewRetirement 10. Pralana Retirement Calculator Conclusion: Your Path to a Secure Retirement FAQRetirement planning can be a daunting task, but with the right tools, it becomes manageable and even enjoyable. As someone who's been navigating the complexities of personal finance for years, I've come across a variety of retirement planning tools that stand out. Whether you're looking for free options or willing to invest in paid software, there's something for everyone. Today, I'll walk you through the top 10 retirement planning tools available online, highlighting their strengths and weaknesses.In this article, we'll explore both free and paid options, breaking down what makes each tool unique. We'll dive into their features, ease of use, and how they can help you plan for a comfortable retirement. By the end, you'll have a clear understanding of which tool best suits your needs.So, let's dive in and see what these tools have to offer!Free Retirement Planning Tools1. Personal CapitalPersonal Capital is a powerful, free tool that offers a comprehensive view of your financial situation. It's great for tracking your investments, analyzing your portfolio, and planning for retirement. One of the standout features is the Retirement Planner, which allows you to run different scenarios to see how they affect your retirement goals.The tool is user-friendly and provides a clear, visual representation of your financial health. However, it's worth noting that Personal Capital does offer wealth management services, which come with fees. But for the basic retirement planning features, it's completely free.2. Vanguard Retirement Nest Egg CalculatorVanguard's Retirement Nest Egg Calculator is a straightforward tool that helps you estimate how long your retirement savings will last. It's simple to use and provides a quick snapshot of your financial future. You input your current savings, expected monthly withdrawals, and other relevant information, and the calculator does the rest.While it's not as feature-rich as some other tools, its simplicity is its strength. It's perfect for those who want a quick, no-frills assessment of their retirement savings.3. AARP Retirement CalculatorThe AARP Retirement Calculator is another free tool that offers a comprehensive overview of your retirement readiness. It takes into account your current savings, expected retirement income, and living expenses to provide a detailed assessment. The tool also offers personalized tips and advice based on your results.One of the benefits of the AARP calculator is its focus on social security benefits, which can be a significant part of retirement income for many people.

It's a great tool for those who want a more holistic view of their retirement planning.4. Bankrate Retirement CalculatorBankrate's Retirement Calculator is a user-friendly tool that helps you estimate how much you need to save for retirement. It considers factors like your current age, expected retirement age, and desired retirement income. The calculator provides a clear, visual representation of your savings goals and how you're tracking towards them.The tool is straightforward and easy to use, making it a good option for those who want a quick, hassle-free assessment of their retirement savings. However, it may not be as detailed as some other tools on this list.5. CNN Money Retirement CalculatorCNN Money's Retirement Calculator is a simple, free tool that helps you estimate your retirement savings needs. It takes into account your current savings, expected retirement income, and living expenses to provide a detailed assessment. The tool also offers personalized tips and advice based on your results.One of the strengths of the CNN Money calculator is its focus on inflation, which can have a significant impact on your retirement savings. It's a good tool for those who want a more realistic view of their retirement planning.Paid Retirement Planning Tools6. WealthTraceWealthTrace is a comprehensive retirement planning tool that offers a wide range of features. It allows you to create detailed financial plans, track your investments, and analyze your retirement readiness. One of the standout features is the ability to run different scenarios to see how they affect your retirement goals.The tool is user-friendly and provides a clear, visual representation of your financial health. However, it does come with a price tag. WealthTrace offers a free trial, but the full version requires a subscription. Is this the best approach? Let's consider the benefits it offers.7. MaxiFi PlannerMaxiFi Planner is a powerful retirement planning tool that focuses on maximizing your lifetime spending power. It takes into account your current savings, expected retirement income, and living expenses to provide a detailed assessment. The tool also offers personalized tips and advice based on your results.One of the benefits of MaxiFi Planner is its focus on tax planning, which can have a significant impact on your retirement savings. It's a great tool for those who want a more detailed, tax-efficient retirement plan. However, it does come with a subscription fee.8. OnTrajectoryOnTrajectory is a flexible retirement planning tool that allows you to create detailed financial plans and track your progress towards your goals. It offers a wide range of features, including the ability to run different scenarios to see how they affect your retirement readiness. The tool is user-friendly and provides a clear, visual representation of your financial health.One of the strengths of OnTrajectory is its focus on